Expert Vehicle Maintenance

Affordable Car Finance Made Simple Drive away in your perfect used car from Chimp Wheels with our easy and competitive finance options. Apply online today!

Q: Will applying affect my credit score?

Our initial checks are often 'soft searches' which don't impact your credit score. A 'hard search' is only typically performed by the lender once you decide to proceed with a specific offer.

Q: What documents do I need to apply?

Typically, you'll need proof of identity (like a driving licence), proof of address (utility bill, bank statement), and sometimes proof of income (payslips). We'll let you know exactly what's required.

Q: Can I get car finance if I have bad credit?

We work with specialist lenders who consider applications from individuals with less-than-perfect credit histories. We'll do our best to find a suitable option for you. Apply online and we can assess your situation.

Q: Can I use my current car as a deposit (part-exchange)?

Absolutely! We offer competitive part-exchange valuations. The value of your current car can be used as a deposit towards your next one, potentially reducing your monthly payments.

Q: What is Representative APR?

The Representative Annual Percentage Rate (APR) is the rate that we expect at least 51% of successful applicants to receive. The actual rate you are offered may differ based on your individual circumstances and credit assessment.

Apply for Finance Online

Use Finance Calculator

Representative 9.9% APR.

Why Arrange Your Finance Through Us?

Competitive Rates

We work with a panel of trusted lenders to find you the best available finance rates.

Quick & Easy Application

Apply online in minutes with our secure form. We aim for fast decisions.

All Circumstances Considered

We work with lenders who specialise in helping customers with varying credit histories.

Friendly Expert Advice

Our finance specialists are here to answer your questions and guide you through the process.

Why Arrange Your Finance Through Us?

We offer two popular ways to finance your next car:

Hire Purchase (HP)

Pay for your car in fixed monthly instalments over an agreed term. At the end of the agreement, after the 'option to purchase' fee is paid, the car is yours. Simple and straightforward.

Fixed monthly payments
You own the car at the end
No mileage restrictions

Apply for HP Finance

Personal Contract Purchase (PCP)

Offers lower monthly payments compared to HP because a large portion of the car's value is deferred to an optional final 'balloon' payment. Ideal if you like to change your car regularly.

Lower monthly payments
Flexible options at the end (keep, return, part-exchange)
Mileage limits usually apply

Apply for PCP Finance

Finance Calculator | Chimp Wheels

Estimate Your Monthly Payments

Get an idea of how much your chosen vehicle might cost per month. Simply enter the vehicle price, your potential deposit, and preferred repayment term below.
Remember, this is an illustration based on Representative 9.9% APR.

Happy with the estimate? Apply Now

Simple Steps to Your New Car

Choose Your Car

Browse our wide selection of quality used vehicles online or visit our showroom.

Apply Online

Complete our secure online finance application form in just a few minutes.

Sign & Drive

Once approved, sign the documents and arrange collection or delivery of your new car!

Ready to Apply? Start your secure online application now. It's quick, easy, and won't affect your credit score initially (soft search often used).

Apply for Finance Now

We act as a credit broker, not a lender.

Frequently Asked Questions

Will applying affect my credit score?

What documents do I need to apply?

Can I get car finance if I have bad credit?

Can I use my current car as a deposit (part-exchange)?

What is Representative APR?